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Our commercial mortgage calculator considers a host of criteria including amortization, Debt Yield, LTV and DSCR to efficiently calculate a commercial loan payment, and total loan costs.

Multifamily & Mixed-Use
Traditional Sizing Assumptions
?Annual Fixed Interest Rate for this loan Ex: 4%
?The period of time it takes to pay off debt with a fixed repayment schedule in regular installments. The most common mortgage terms are 25 and 30 years.
?Amount of loan divided by principal; 80 for acquisition or rate and term refinance; 75 LTV for cash-out (certain loans can get to 80 LTV)
?NOI/Loan Amount- typical debt yield is 7-10%
?Net operating income divided by mortgage payment/debt service; typical DSCR is 1.25% (certain loans can go down to 1.15%)
?Rate of return on a real estate investment property based on the income that the property is expected to generate; Varies for different properties/markets
?Annual income generated minus expenses incurred from operations
*Final Max Loan is taken from the minimum of DSCR Max and LTV.
Amortization Schedule

Treasury Rates

5-Year, 7-Year, 10-Year Treasury Note RatesSource: US Treasury

Economic graphs illustrating trends and real-time data which affect investment decisions:

(Click to select metric, click legend to toggle series, hover over chart for exact monthly readouts, drag to zoom in.)

The information contained herein has either been given to us by the owner of the property or obtained from sources that we deem reliable. We have no reason to doubt its accuracy but we do not guarantee the accuracy of any information provided herein. As an example, all zoning information, buildable footage estimates and indicated uses must be independently verified. Vacancy factors used herein are an arbitrary percentage used only as an example, and does not necessarily relate to actual vacancy, if any. The value of this prospective investment is dependent upon these estimates and assumptions made above, as well as the investment income, the tax bracket, and other factors which your tax advisor and/or legal counsel should evaluate. The prospective buyer should carefully verify each item of income, and all other information contained herein.